Retirement Planning

NPS Tier-I Optimization

Tailors National Pension System allocations for salaried and self-employed to meet tax limits and retirement goals.

Good for: Salaried professionals and entrepreneurs using NPS

What's included

Fund allocation audit
Asset rebalancing plan
Withdrawal readiness check
Annuity options guide

Talk to us about this

NPS offers deep tax benefits under Section 80CCD(1B) but its auto-choice scheme often underperforms for those not actively managing their fund selection. Many stick with default allocations without adjusting for age or risk.

We analyze your risk profile, existing asset allocation, and fund manager performance to recommend precise shifts—especially between E, C, and G schemes. This keeps your corpus aligned with retirement timing and income needs.

We also help with partial withdrawals, annuity planning, and understanding lock-in rules. Proper setup now avoids shortfalls later and ensures your pension strategy works as intended.